The product enables UBC to meet short term credit facility needs of State employees.

What is it ? 

It is a very short term loan for the financing of school fees.
It is a special credit facility that can only be granted for a fixed period of the current school year.

Who can benefit ?

It is a general public offering. The target client is individual customer holder of current account (civil servants, pensioners ...).

 What are the conditions of eligibility ?

 1.      If you already have an outstanding loan in our book, please just provide the following documents :
·         A written request,
·         An Attestation of effective service
·         A photocopy of your National Identity Card
·         A copy of a recent pay slip
2.      If you have no commitment in our books, kindly provide the following documents:
·         A written request,
·         A copy of your employment contract / Decision of Integration in the Public Service
·         An attestation of irrevocable transfer of your salary
·         An Attestation of effective service
·         A photocopy of your National Identity Card
·         A copy of a recent pay slip

What is the loan duration ?

 The maximum duration: 10 months, to enable you being eligible for the same facility for the next school year.

What are the advantages ? 

·         Quick set-up of the facility
·         No guarantee required
·         Preparation of the new school year with confidence

What else could I benefit from during this period ?

Notwithstanding the fact that you have this very short term facility, you are still entitled of a 12-month permanent overdraft, the only document to be provided is a written request.